Who are you?
It’s much easier to ride out the tough times and celebrate the good ones when your livelihood is protected. That’s what a good, solid financial plan does; it gives you a bit of a buffer against life’s inevitable twists and turns.
Your financial shopping list will change over time too. Early on, you’d probably prefer to spend the day polishing your fridge magnets than thinking about your financial future but, the more discipline you have in those years, the better off you’ll be. Fast forward to your twilight years and you’re contemplating how to divide up your estate.
Here a few common life stage scenarios, and a few key tips about what you’ll need to consider along the way.